Flood Insurance

Protect Your Home From Mother Nature’s Wrath

Like many American homeowners do, you may assume that a flood won’t happen to you. But if have a home you’re proud of, why take the chance? Mansfield Insurance Agency has helped generations of Rhode Island and Connecticut homeowners with their flood insurance needs since 1965, and we’re ready to help you manage yours.

We’ll Help You Go About Getting Protected

Most people get their flood insurance through the government’s National Flood Insurance Program (NFIP), and yearly premiums usually only average $405 a year in low-to-moderate risk areas.

Our agents can tell you more about the specifics, but flood insurance usually covers things like:

  • Flood aftermath clean-up
  • Plumbing and electrical systems
  • Central air conditioning and water heaters
  • Structural damage

We’re well-versed with industry details, and will tell you about any laws that may apply to you.

Be Aware Of The Risks

If you think your homeowners insurance will reimburse you for flood-related claims, you’re likely in for a rude awakening. Most home insurance policies do not include coverage for flood damage, which is why every homeowner should consider this extra protection.

Another common myth is that flood insurance is unnecessary if you don’t live in a high-risk flooding area. But according to the NFIP, over 25 percent of their flood insurance claims are for homes or structures outside identified floodplains, so homeowners shouldn’t think they’re exempt just because they don’t live right on the beach.

If you’d like to hear more about the advantages of flood insurance, reach out to Mansfield Insurance Agency today by calling 800-895-8037 or stop by our location in Westerly, RI to speak with us in person. If you’d like to get a sense of our flood coverage rates, fill out the quote form above and you’ll receive a free quote shortly. Don’t leave the home you’ve worked so hard for open to disaster.

License #1089439. We are licensed in Connecticut & Rhode Island.