Every year on May 15th, National Senior Fraud Awareness Day reminds us to be vigilant about the nefarious schemes that target older adults. If you have an elderly loved one or are concerned about the impact of fraud on seniors, it's crucial to be informed about common tactics used by scammers. Although scams are continually evolving, staying informed is one of the most effective defenses against them. Let’s take a look at some of the most common scams that target seniors.

Tech Support Scams

In tech support scams, fraudsters impersonate reputable tech companies, claiming that there is an issue with the victim's device. They then request remote access to the computer, potentially stealing personal information or installing malicious software. Always verify with the actual tech company before proceeding with any requests for access.

Government Impersonation Scams

Scammers often pose as government officials, using intimidation tactics such as threats of legal action to extract personal data from their victims. Remember, government agencies typically do not conduct business this way. Verify identities through official channels before disclosing any information.

Grandparent Scams

This scam involves an imposter posing as a grandchild in distress, often claiming to need money urgently. These fraudsters create a sense of urgency that exploits familial bonds. Always verify with other family members before sending any funds.

Romance Scams

Romance scams involve criminals developing online relationships to build trust, only to eventually ask for money, usually for fraudulent or nonexistent purposes. Proceed cautiously with online relationships that lead to requests for money.

Medicare Scams

In these scams, fraudsters impersonate Medicare representatives, proposing bogus services or benefits to collect sensitive Medicare information. Ensure any calls or communications are legitimate by contacting Medicare directly for verification.

Sweepstakes Scams

Seniors are often told they've won a prize but need to pay upfront fees to claim it. Legitimate sweepstakes do not require you to pay fees to receive a prize. Always approach these claims with skepticism.

By sharing this information, you help protect your loved ones and others from becoming victims. Awareness is vital for prevention. For more information or to report a potential scam, consider visiting a reputable government fraud reporting website or hotline.